Mortgages for the Self-Employed...
Being a business owner or self-employed doesn’t mean you cannot get a mortgage. It is still possible to get a mortgage, but it is more important that you know what you are doing. That’s how we can help: the application process is a complex process because lenders are far less willing to take what they see as a risk on those with a ‘non-standard’ income.
For the self-employed and business owners it can pay to look away from the banking mainstream when it comes to securing a mortgage. Using a mortgage broker means we can find you good deals and help you with the affordability criteria, which can vary extensively between lenders. We are on hand to explain the complex requirements.
What Kind of Business Are You?
- Self-employed – If you are classed as self-employed then you will need to prove the income that you are declaring.
- Partnerships – Most lenders will typically look at your share of net profit when calculating how much you can borrow.
- Company Director – Your income may be a combination of salary and dividend payments; lenders will consider both elements.
If you would like to discuss this type of mortgage, please contact us. We are more than happy to help you compare hundreds of the best mortgages in the market to find the one that is right for you.
✓ No-obligation consultation
✓ Out of hours appointments to suit you
✓ Regulated and Experienced Advisers
✓ One Point of Contact Throughout
✓ A family-run business
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There might be a fee for mortgage advice – the amount will depend on your circumstances. Please click here for full details of our fees.
Keypoint Mortgage Solutions Ltd is an Appointed Representative of PRIMIS Mortgage Network a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.
Keypoint Mortgage Solutions Ltd. Registered Office: 38a High Street, Mosborough, Sheffield, S20 5AE. Registered in England and Wales Number 9260376.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.