Mortgages for the Self-Employed...

Being a business owner or self-employed doesn’t mean you cannot get a mortgage. It is still possible to get a mortgage, but it is more important that you know what you are doing. That’s how we can help: the application process is a complex process because lenders are far less willing to take what they see as a risk on those with a ‘non-standard’ income.

For the self-employed and business owners it can pay to look away from the banking mainstream when it comes to securing a mortgage. Using a mortgage broker means we can find you good deals and help you with the affordability criteria, which can vary extensively between lenders. We are on hand to explain the complex requirements.

What Kind of Business Are You?

• Self-employed – If you are classed as self-employed then you will need to prove the income that you are declaring.
• Partnerships – Most lenders will typically look at your share of net profit when calculating how much you can borrow.
• Company Director – Your income may be a combination of salary and dividend payments; lenders will consider both elements.

If you would like to discuss this type of mortgage, please contact us. We are more than happy to help you compare hundreds of the best mortgages in the market to find the one that is right for you.