Critical Illness Cover...

Covering yourself against critical illnesses is just as important as covering your life. Critical illness insurance is a long-term insurance policy that will pay you a tax-free lump sum if you are diagnosed with a serious illness. Critical illness insurance is a complex product: premiums, exclusions and pay-outs can vary greatly, so it pays to get some expert help when deciding which policy to buy. We are experts who can fully assess your requirements and find the best policy to fit your requirements and budget.

Protect Your Family

Critical illness insurance covers you against many defined illnesses. These can vary from insurer to insuer but often include the following:

• Blindness – permanent and irreversible
• Coma – resulting in permanent symptoms
• Deafness – permanent and irreversible
• Heart attack – of specified severity
• Kidney failure – requiring dialysis
• Stroke – resulting in permanent symptoms.

On diagnosis of a specified critical illness, the cover provider will pay a lump sum. The lump sum is designed to clear your mortgage, debts, or pay for alterations to your home such as wheelchair access, should you need it.

We are a broker who specialise in this type of insurance. We can advise you on whether a critical illness policy really is right for your needs, and if so, how much cover you need and for how long. Call us for a no obligation quote.