Buy to Let (Investor Mortgages)...

If you are considering investing in property, improving your returns on an existing investment or maybe you just want to know more, we can help you find the best mortgage available.

Buy-to-let mortgages are based on the rental income received from a property; you cannot take out a standard residential loan for this type of investment. Many banks and building societies offer buy-to-let mortgages, specifically for landlords but interest rates are normally higher and you will also have to put down a bigger deposit on the investment property: a deposit of 20% is the minimum, although many of the best deals can require 25–30% or more.

The affordability criteria can vary extensively between lenders and we are on hand to explain the complex requirements. The strict conditions reflect the greater risk of buy-to-let loans, as statistics show that borrowers are more likely to default on a buy-to-let than a residential mortgage.

Renting Residential Property

The most common reasons for this type of mortgage are:

  • Moving house and renting your old home instead of selling it
  • Buying a property to rent as an investment
  • Re-mortgaging an existing rental property.

If you would like to discuss this type of mortgage, please contact us. We are more than happy to help you compare hundreds of the best buy-to-let mortgage deal in the market to find the one that is right for your project. Its important to note however, that most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

Why Keypoint Mortgage Solutions?
✓ We work from a comprehensive panel which is representative of the whole of the market
✓ No-obligation consultation
✓ Out of hours appointments to suit you
✓ Regulated and Experienced Advisers
✓ One Point of Contact Throughout
✓ A family-run business

Contact Us

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There might be a fee for mortgage advice – the amount will depend on your circumstances. Please click here for full details of our fees.

Keypoint Mortgage Solutions Ltd is an Appointed Representative of PRIMIS Mortgage Network a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.

Keypoint Mortgage Solutions Ltd. Registered Office: 38a High Street, Mosborough, Sheffield, S20 5AE. Registered in England and Wales Number 9260376.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.